What is the purpose for your personal loan?

Purchase a new or used vehicle^ Refinance or consolidate your debts Other worthwhile purpose Unsecured Loan
A secured loan for your next new or used car, boat, caravan, motorcycle or jetski Refinance your current vehicle loan for a better deal or consolidate your debts into one easy repayment A secured loan to renovate your home, go travelling or any other worthwhile purpose An unsecured loan for any worthwhile purpose like a wedding, house renovations or a holiday
Loan security
Loan security The new or used vehicle^ you're buying# Your current vehicle^# Your current vehicle^# No security
Pre-approvals
Pre-approvals Within 7 working hours* Within 7 working hours* Within 7 working hours* Within 7 working hours*
Loan amount
Loan amount $8k - $150k $8k - $150k $8k - $150k $8k - $20k
Loan term
Loan term 3 - 7 years 3 - 7 years 3 - 7 years 3 - 5 years
Establishment fee
Establishment fee $399 member, $499 non-member $399 member, $499 non-member $399 member, $499 non-member $399 member, $499 non-member
Ongoing fees
Ongoing fees None None None None
Early Repayment fees
Early Repayment fees applicable in the first 2 years applicable in the first 2 years applicable in the first 2 years applicable in the first 2 years
Extra payments without a fee
Extra payments without a fee Yes Yes Yes Yes
Repayments
Repayments Fixed fortnightly or monthly Fixed fortnightly or monthly Fixed fortnightly or monthly repayments Fixed fortnightly or monthly
Apply Apply Apply Apply
^ Vehicle refers to either a car, boat, caravan, jetski or motorcycle
# The vehicle you use as security must not be older than 15 years for car/caravan security, or 10 years for motorbike/jetski/boat security, at the end of the loan term. Secured loans are subject to vehicle Search and Registration Fees of $8.
* Subject to applications satisfying all conditions. Limited lending criteria, Fees and charges are payable If the conditions of your loan have been met, the loan contract will be available for signing the following business day and the funds will be processed either via cheque, BPAY or EFT 24-48 hours from settlement.