Purchase a new or used vehicle^ | Refinance or consolidate your debts | Other worthwhile purpose | Unsecured Loan | |
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A secured loan for your next new or used car, boat, caravan, motorcycle or jetski | Refinance your current vehicle loan for a better deal or consolidate your debts into one easy repayment | A secured loan to renovate your home, go travelling or any other worthwhile purpose | An unsecured loan for home owners for any worthwhile purpose like a wedding, house renovations or a holiday | |
Loan security | ||||
Loan security | The new or used vehicle^ you're buying# | Your current vehicle^# | Your current vehicle^# | No security |
Pre-approvals | ||||
Pre-approvals | Within 7 working hours* | Within 7 working hours* | Within 7 working hours* | Within 7 working hours* |
Loan amount | ||||
Loan amount | $8k - $100k | $8k - $100k | $8k - $100k | $8k - $20k |
Loan term | ||||
Loan term | 3 - 7 years | 3 - 7 years | 3 - 7 years | 3 - 5 years |
Establishment fee | ||||
Establishment fee | $299 member, $399 non-member | $299 member, $399 non-member | $299 member, $399 non-member | $299 member, $399 non-member |
Ongoing fees | ||||
Ongoing fees | None | None | None | None |
Early Repayment fees | ||||
Early Repayment fees | applicable in the first 2 years | applicable in the first 2 years | applicable in the first 2 years | applicable in the first 2 years |
Extra payments without a fee | ||||
Extra payments without a fee | Yes | Yes | Yes | Yes |
Repayments | ||||
Repayments | Fixed fortnightly or monthly | Fixed fortnightly or monthly | Fixed fortnightly or monthly repayments | Fixed fortnightly or monthly |
Apply Apply | Apply Apply | Apply Apply | Apply Apply |