| Purchase a new or used vehicle^ | Refinance or consolidate your debts | Other worthwhile purpose | Unsecured Loan | |
|---|---|---|---|---|
| A secured loan for your next new or used car, boat, caravan, motorcycle or jetski | Refinance your current vehicle loan for a better deal or consolidate your debts into one easy repayment | A secured loan to renovate your home, go travelling or any other worthwhile purpose | An unsecured loan for home owners for any worthwhile purpose like a wedding, house renovations or a holiday | |
| Loan security | ||||
| Loan security | The new or used vehicle^ you're buying# | Your current vehicle^# | Your current vehicle^# | No security (you must be a home owner) |
| Pre-approvals | ||||
| Pre-approvals | Within 7 working hours* | Within 7 working hours* | Within 7 working hours* | Within 7 working hours* |
| Loan amount | ||||
| Loan amount | $8k - $100k | $8k - $100k | $8k - $100k | $8k - $20k |
| Loan term | ||||
| Loan term | 3 - 7 years | 3 - 7 years | 3 - 7 years | 3 - 5 years |
| Establishment fee | ||||
| Establishment fee | $255 member, $355 non-member | $255 member, $355 non-member | $255 member, $355 non-member | $255 member, $355 non-member |
| Ongoing fees | ||||
| Ongoing fees | None | None | None | None |
| Early Repayment fees | ||||
| Early Repayment fees | $225 in the first 2 years | $225 in the first 2 years | $225 in the first 2 years | $225 in the first 2 years |
| Extra payments without a fee | ||||
| Extra payments without a fee | Yes | Yes | Yes | Yes |
| Repayments | ||||
| Repayments | Fixed fortnightly or monthly | Fixed fortnightly or monthly | Fixed fortnightly or monthly repayments | Fixed fortnightly or monthly |
| Apply Apply | Apply Apply | Apply Apply | Apply Apply | |